A Malawian company building for the conditions we work in.
Mi Wallet Limited was registered in Blantyre in 2021. We build our own products, develop software for other organisations, and host the infrastructure that all of it runs on.
Who we are
Mi Wallet began with a payment idea: that people in Malawi should be able to pay from their phones, whatever handset they carry. That idea is still with us as Mi Wallet Pay. Along the way we learned to run infrastructure, took on hosting clients, and found that the businesses around us needed software that fits how they actually trade.
Today our work is in supermarkets, car hire yards, pharmaceutical cold chains, public health programmes and public transport, most of it here in Malawi. The company is privately held by its founding shareholders, and the products described on this site were built by us and funded from the company's own work.
At a glance
Registered: Malawi, 2021
Based in:
Products: OmniPOS with inventory and RFID stock control, the Car Hire Management System, Mi Wallet Credit and Mi Wallet Pay
Our journey
The milestones, support and recognition that brought us here.
- 2020
Work begins on Mi Wallet Pay
The company starts with one idea: letting people in Malawi pay from their phones, whatever handset they carry. Mi Wallet Pay is still our longest-running project.
- 2021
Mi Wallet Limited is registered
We register the company in Blantyre and take on our first hosting clients, looking after their websites, company email and business data. Some of them are still with us.
- 2021
Supported by the World Bank through the Digital Malawi Project
Our payment platform receives support through the World Bank–funded Digital Malawi Project, implemented by the Public Private Partnership Commission.
- 2021
Winners of the NBM Innovation Jam
National Bank of Malawi's innovation competition names Mi Wallet among its winners for our work on digital payments.
- 2021
Winners at the ICTAM Innovation Awards
The ICT Association of Malawi recognises Mi Wallet at its Innovation Awards.
- 2021
Accepted into the NVIDIA Inception Program
We join NVIDIA's programme for startups, which also backs the cloud capacity our infrastructure runs on.
- 2024
Diplomats Car Hire joins as a hosting client
Their website, company email and business data move onto our servers. They later ask us to build the system that runs their hire operation, and the Car Hire Management System is the result.
- 2025
USD 40,000 grant from UNDP
UNDP Malawi awards us a USD 40,000 grant under its GA Programme to support the development of our payment platform.
- 2025
OmniPOS goes into commercial use
Supermarkets and grocery businesses in Blantyre, including Lunzu Shoppers and Zondie Mini Mart, start trading on OmniPOS.
- 2026
Direct VAT filing with MRA and new Android apps
OmniPOS files VAT returns directly through MRA's Electronic Invoicing System. In April we release the OmniPOS Cashier app and version 3 of Mi Wallet Credit.
- Next
RFID stock control and Pocket Stock Manager
RFID stock control for large retailers and warehouses, and a phone-based stock manager for small grocery stores, are both in development.
Partners and support
Organisations that have backed and recognised our work.
World Bank, through the Digital Malawi Project
Support for our payment platform in 2021, through the Digital Malawi Project implemented by the Public Private Partnership Commission.
UNDP Malawi
A USD 40,000 grant under the GA Programme, supporting the development of our payment platform.
National Bank of Malawi
Winners of the NBM Innovation Jam.
ICT Association of Malawi
Winners at the ICTAM Innovation Awards.
NVIDIA
Members of the NVIDIA Inception Program for startups.
Leadership
Ronnex Wataya
Founder, Chief Executive Officer and Senior Software Engineer
Lovemore Chadewa
Finance Director
Nason Kanjirwaya
Operations Director
How we work
We are here
We are based in Blantyre. When something needs attention, a client is not raising a ticket with a company in another time zone; they are calling someone who can be at their office the same day. For a business whose trading depends on a system staying up, that is not a small difference.
We build for the conditions we are in
Systems designed elsewhere assume reliable electricity, reliable internet and expensive hardware. Ours do not. OmniPOS trades offline and syncs when the connection returns. Photographs are taken on ordinary phone cameras and compressed before upload. Our software runs on the devices our clients already own.
Clients own what we build for them
Where we develop a system to a client's order, the client owns it: source code, database and all. We would rather earn maintenance and hosting on merit each year than hold anyone's operation hostage for it.
We run what we sell
Our products are in daily commercial use, not in a showroom. When we tell a prospective client how something behaves under pressure, it is because we have watched it do so.
Work with us
Whether you need a system for your shop, software built to order, or somewhere reliable to host your business, we would like to hear from you.