In development

Pay from your phone, whatever phone you carry.

Mi Wallet Pay is our payment platform and the project the company was founded on. Scan a QR code, tap your phone, or tap a tag: three ways to pay, so almost anyone can be served.

Mi Wallet Pay app on a phone showing a wallet balance and a QR code

Three ways to pay

Not every customer carries the same phone. Mi Wallet Pay offers three methods so a shop can take payment from nearly everyone who walks in.

Customer scanning a shop's QR code with a phone

Scan a QR code

The customer scans the shop's code with the app and confirms the amount. It works on any smartphone with a camera.

Phone being tapped against a payment terminal

Tap your phone with NFC

On phones that support NFC, the customer taps the phone against the terminal. No code to scan, no card to hand over.

Physical payment tag on a key ring being tapped at a counter

Tap a physical tag

For customers whose handset supports neither, a physical tag linked to their wallet does the same job with a single tap.

How a payment works, step by step

  1. Open a wallet

    A customer registers in the Mi Wallet Pay app and gets their own wallet.

  2. Top up by card

    The wallet is loaded with a Visa or Mastercard through our own payment gateway.

  3. Pay at the counter

    At a shop, the customer pays by QR code, NFC or tag, whichever suits their handset.

  4. The sale is recorded

    Mi Wallet Pay is designed to connect directly with OmniPOS, so a wallet payment is recorded against the sale like any other payment method.

Support behind the platform

The work on Mi Wallet Pay has been supported by the World Bank through the Digital Malawi Project, implemented by the Public Private Partnership Commission; by a USD 40,000 grant from UNDP Malawi under its GA Programme; by National Bank of Malawi through the NBM Innovation Jam, where we were among the winners; and by the NVIDIA Inception Program.

Read our journey

Accept Mi Wallet Pay at your shop

We are looking for merchants to work with as the platform is completed. If you would like your shop to be among the first to accept Mi Wallet Pay, tell us about your business.